20+ Legit Ways To Make Money Without a Job

how to make money without a job

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Chances are you’re a young teenager or student with no job.

Or maybe you’re one of the few 3.5% of unemployed Americans due to a recent layoff.

If not, then you’re probably a mom on leave or a retiree who wants to learn how to make money without a job from home.

Either way, you’re all here because you’re looking for ways to make money with no job.

When I say “without a job” or “no job” I really mean the flexibility to earn an income without having a conventional 9-5 job.

While it’s possible to make money without having an actual “real” job, you can’t expect to earn money without putting in any work or effort.

The good news is that some of these creative ideas we’ve summed up for you in the list are what they call “side hustles” or “hobbies” that could help you earn extra income when you urgently need cash.

If you put enough effort into one to two of these side hustles or hobbies, you may be able to turn them into a full-time income.

By the way, if you’re a young teen or student, then I recommend reading on how to make money as a teenager here.

Before we dive into the list, let me tell you a quick story of how I make money from home without a real job.


How to make money without a job

For many years, I’ve tried several side hustles to help me earn extra money without having to actually “go to work”.

After experimenting with different ideas and having fun with them such as flipping furniture, creating home crafts, taking surveys, painting walls, and selling clothes online, I’d have to say that starting a blog online is my top recommendation if you are interested in learning how to make money from home.

In my first year of blogging, I was able to earn $5,000 per month in extra money on top of my day job as a beginner who started with NO experience. This totally blew my mind because I have zero tech knowledge and I honestly had no clue what I was doing, but it was really fun learning the ins and outs on how to make money with a blog as small as mine.

Here’s proof that you can earn money with a blog online:

how to make money without a job start a blog

During my second year of blogging, I turned this little hobby of mine into a six-figure income – still a very small and personal blog by size. That has definitely changed my life forever!

There is no way that I wouldn’t mention blogging here because it is personally and TRULY my favorite way to earn money from home! Each time I write on this blog to express myself and share my stories, it never feels like I’m working because I actually enjoy doing it. I’m thrilled to talk more about this opportunity below when you read my list of ways to make money.

Having that said, the key is to find something you truly enjoy doing because, at the end of the day, you won’t enjoy any job or task that feels dreading.


Make money from your couch?

Before reading on, I want to just clarify some things.

I’ve learned that many people are unrealistic when it comes to finding ways to make money. They often search for “easy” or “lazy” ways out in hopes for money to fall from the sky while lying on the couch.

Seriously, how do you make money without doing anything? Even the most lucrative passive income ideas require work. Period.

I’ll tell you that you CANNOT expect to earn money the “easy way” without putting in any work.

However, it doesn’t mean you can’t combine the fun ideas in the list below and earn $3,000 or more a month, so let’s start off with the more “relatively easier” or free ways to earn money online from home!

Remember, the more serious you are and the more effort you put in, the higher your chances of earning more money outside of your conventional nine-to-five job.

So, whether you’re unemployed, a student, retiree, or stay-at-home-mom with no job, working part-time, or just someone who wants to earn extra money on the side, here are 20 legitimate ways to make money when you have no job.


1. Give your opinion for money

You can get paid for your opinion when you join the best survey sites for money – one of my top favorites is Swagbucks.

You won’t become a millionaire or even earn over six-figures a year by taking surveys online. However, as a survey taker for many years, I have to say that it is a fun, safe and legitimate way to make money if you’re looking for extra cash today.

So, taking surveys online didn’t make me rich, but they did help me earn $50 to $100 a month depending on how active I was.

There are some very active survey takers who claim to earn as high as $500 a month but it all depends on your demographics, how honest you are, and how patient you are with answering each question.

The good thing is they’re all free to join and once you start earning, you have the choice to cash out with PayPal money or redeem free gift cards to the big retailers and shops you usually purchase from like Amazon, Target, Walmart and more.

Below are is a quick list of survey sites I use and recommend. They all have very good to EXCELLENT ratings with Trustpilot reviews, so there’s no need to search further since I’ve done all the research for you.

These are the only legitimate and established survey companies I trust that actually pay you cash and gift cards.


Earn with Swagbucks

make money with no job swagbucks surveys

The Swagbucks survey and cashback app has been in the business since the late 2000s and I’ve been a user for 10+ years. As a broke student back in the days, this resource was my top go-to for earning free gift cards online.

You can opt for PayPal money, but I usually select my rewards in gift cards because they offer a range of good selection to the stores I shop at on a regular basis. My husband and I both combined have already earned $9,000 with Swagbucks since becoming members.

You can start earning cash immediately when you sign up for Swagbucks today for FREE. Plus get a FREE $5 bonus just for signing up!

💡 PRO TIP: Once you’ve signed up, don’t forget to verify your e-mail from Swagbucks in your inbox to claim your $5 bonus and you can start earning money online immediately.


Make money online with Survey Junkie

survey junkie surveys

Trust me when I say  Survey Junkie is one of the most popular and trustworthy sites when it comes to earning money online with just surveys.

I’ve been using Survey Junkie for 2 years to earn extra money so I could spend on movies or dining at my favorite restaurants with my friends. I’ve been able to earn as high as $58 a month using this resource.

👉 Join Survey Junkie right here and you can start earning today. Again, like all other survey sites, it’s free to sign up for and use!


Earn PayPal money today with ACOP

ACOP survey site for cashAmerican Consumer Opinion® also known as ACOP for short, is a legitimate survey site that rewards you with points each time you take a survey.

Your points are then converted to real money using PayPal or Hyperwallet.

From my user experience, ACOP asks questions like what you do for a living, what is your work environment like, and what you like or dislike about a certain job.

The more honest you are with your answers, the better they can match you with longer and better surveys. That should provide you with higher earning opportunities going forward for each survey you take.

American Consumer Opinion’s roots are dated as far back as 1986. They have over 6 million members worldwide who get paid to participate in surveys and research projects. To date, they have paid out $30 million in rewards to members worldwide!

👉 You can join American Consumer Opinion here.


✔️ I have a post on how you can make money online with surveys, so to learn more about the best survey sites for PayPal money, you can add this to your additional reading.


2. Teach English to kids from home

Another way to make money from home without having a conventional 9-5 job is teaching English to kids online.

If you’re serious about earning money from home, then you can try this side hustle that pays you up to $22 per hour. I recommend learning more about Education First (EF) or VIPKID because this may be an amazing opportunity for you if you enjoy teaching.


Education First (EF)

According to EF, they provide one of the highest quality teaching platforms online to attract the highest quality teachers like you.

How it works is you will offer a 25-minute one-on-one online class from home teaching children aged 5 to 10.

They pay you $20 an hour and you can work a flexible schedule that best suits you. This is a great work from home option that allows you to choose your hours without interfering with your day.

You can learn more about Education First here.



VIPKID was rated by Forbes as one of the top best work from home jobs and they are currently looking to recruit remote teachers like you.

Just like EF, you’ll get to teach English to Chinese students and instruct one-on-one English classes from home working whenever and wherever you want.

You have the option and flexibility to teach every day or every other Friday.  The location depends on you since you can choose to work from home, your best friend’s place, or at a local coffee shop. You are the boss and you set the hours you like.

If you are interested, you can learn more about VIPKID here and earn up to $22 per hour.


3. Start a blog and make money

My top recommendation to earn money from home without a real job is to start a blog because it can be a lucrative way to make $50, $100, $300, or even $1,000 dollars a day.

Gosh, it’s crazy to know that there are bloggers who make over $1,000,000 a year with their blogs!

You can make money with your blog in many ways such as displaying ads on your site, using affiliate marketing, sponsorships, creating your own products, selling your services online, and much more.

I want to point out that starting a blog isn’t as easy as how most successful bloggers make it look or sound (there’s like this illusion of it happening overnight), but as someone who’s been through it, I can tell you for a fact that it is VERY possible to earn a good amount of money without having a real job.

Here is a screenshot of one of my earnings just from displaying ads on my website when I was still a beginner:

how to make money without a job ads online

Your success will be determined by how interested and serious you are along with the effort you put in.

When I started this blog as a beginner, I honestly didn’t expect much because I was a little skeptical.

I was more interested in the learning part and was curious to see whether I could earn an extra $100 to $500 a month on the side.

As the months went by, I eventually learned how to make money and surprised myself by consistently earning over $10,000 per month just by placing ads on my blog and using affiliate marketing. I don’t even sell my own products nor do any sponsored posts.

I also created this FREE 7-day e-mail course here where I share my experience and teach beginners how to start a profitable blog from scratch. You can sign up NOW and learn more about how you can make money from home with a blog!



Again, I had absolutely zero experience making money online with no tech skills. I’m not smart in any way and I don’t even consider myself a good writer at all. But as I learned more about blogging, I started to see more and more results once I began to realize its true potential.

If you enjoy a talking about certain topic and are passionate about sharing your ideas with the world, then you can get started with a cheap hosting plan, domain name, and ideas on how to promote your content to gain traffic and readership.


4. Watch videos online and earn money

Established companies want to pay everyday consumers like you to watch short snippets of their content.

You know those short video clips of movie trailers or new products you watch on your television or YouTube.

I mentioned earlier that websites like Swagbucks Surveys will pay you to watch these types of videos online. Similar to taking surveys, you won’t get rich but you could up to $500 each month when you are active and consistently engaging with these simple online activities.

In addition to earning extra money with Swagbucks, I recommend signing up for InboxDollars because you’ll earn some money from watching their videos too! They are essentially owned by the same parent company of Swagbucks and are just as reliable and trustworthy.

These companies have already paid out over $300 million to their members to date!

Don’t miss out on your $5 bonus! Once you’ve signed up here, don’t forget to verify your e-mail from InboxDollars so you can claim your FREE $5 and start earning money immediately.


5. Make money using Pinterest

The thought may sound crazy, but there are a few creative ways to make money online using the Pinterest app. I recommend reading this post on how you can monetize with Pinterest.

I seriously didn’t know that this was possible until I experimented with the platform in 2018 – it is how I came to earning my first check online!

To give you some ideas, you could earn an income from home by becoming a Pinterest virtual assistant and pin for money, starting a blog or YouTube channel and use the platform to drive massive traffic, selling your crafts on Pinterest, and much more!

By implementing the right strategies and consistently putting in the effort, you could make $100 a day on Pinterest.

Although I earned my first $1,000 and didn’t know what the heck I was doing when I was still a beginner just a couple years ago, I’m not going to lie…

It wasn’t easy and the results didn’t happen overnight, but in my humble opinion, it’s absolutely doable for you to make 100 dollars a day as long as you are open and willing to learn and try new things.


6. Make money online with Google

Before I dived into learning how to use Pinterest to make money, I was looking into ways to make money using Google.

This is a screenshot of my first check from Google when I was learning how to make money online:

how to make money with no job google

There are several ways to earn money online from home with Google – one of the many ways to make money without a job. You can learn more about this topic by reading my post.


7. Make money from home with YouTube

Similar to learning how to make money with a blog, you can learn how to earn an income online with YouTube.

You hear so many people make $100 a day or more with so many side gigs and creating their own YouTube channel is just one of them.

From tasty recipes to travels and eats, it’s possible to make money with YouTube when you give what your audience wants by providing helpful content that solves a problem.

Like blogging in some ways, you can make money on your channel by displaying ads, working with sponsorships, using affiliate marketing, and creating your own products.


8. Make money by selling your stuff

They always say one man’s junk is another man’s treasure.

If you’ve got a lot of junk that’s unused lying around at home, then I recommend selling them for some quick cash.

The good news is there are so many creative ways to make money when you have no job and need money today.

For example, I’ve done sold many used and unopened items around and was able to make extra money from home.

Surprisingly, there were many times where I made between $50 to $300 a day just from selling my junk. In total, I made thousands of dollars just by hosting a garage sale or selling things online.

Here is a list of items you could sell for extra money fast:

  • Clothing, scarves, shoes, and jewelry in good condition
  • Handbags, backpacks, luggage, fanny packs, etc.
  • Furniture like chairs, tables, desks, bed frames, and cabinets
  • Lightly used light fixtures, lamps, and pendants
  • Older television, game consoles, and speakers
  • Used laptops, smartphones, and tablets
  • Working appliances like ranges, range hoods, fridge, laundry machine, etc.

If you plan to sell online, you can get started by listing your things on platforms like Letgo, Decluttr, and eBay.


9.  Deliver food with Uber Eats

If you can pick up your own order from McDonald’s, then it doesn’t require any special skills to deliver food with Uber Eats.

The best part about delivering food with UberEats is you have the freedom to set your own hours and work whenever you want.

Are you a morning person? Then you can deliver fresh breakfast or Starbucks drinks to customers and put a smile on their faces.

Whether you’re a morning bird or night owl, this side hustle is flexible and you are your own boss who sets your schedule.

If you need cash right now, I recommend signing up for Uber Eats.

The application process is very simple and it’s easy to start earning money immediately when you need cash now.


10. Deliver groceries with Instacart

If you want to add an additional side income for some extra cash, you can also check out a company called Instacart.

Similar but different from UberEats, this is a company that pays you to help pick up customer orders from the grocery store.

How it works is shoppers (i.e. you) use the Instacart app and you’ll receive a shopping list of items from customers before picking up the order.

According to the company, you could earn as high as $25 an hour.

But I read an article from HuffPost and the author wrote “during busy shifts, shoppers can earn $20 or more an hour depending on tips. When shifts aren’t busy, several employees said their minimum hourly base pay was $10, and that their typical hourly pay usually hovered around that figure.”

Based on what I found, there seem to be some mixed reviews, so I recommend you learn more about the program here before you sign up and commit to it. This side hustle has worked well for some people and they said it is good for the extra income.


11. Get paid to shop online

Here’s how to make money without working or doing anything – other than shop and purchase the things you normally buy.

I really love using the Rakuten cashback website on a daily basis to earn money back on all my purchases.

After reading many reviews on Rakuten (formally called Ebates), I thought it would be crazy if I didn’t take advantage of it.

I’ve literally earned thousands of dollars in FREE money without any effort since becoming a member.

It’s free to use, so what’s not to love?

How it works is you can earn up to 40% cashback on the things you buy online. On a normal day, you’ll earn between 3% to 6% cashback realistically.

However, don’t overlook the special seasons or promotions because you could earn as high as 15% to 20% cashback – this is a huge deal if you were already going to purchase something major.

Big retailers that Rakuten works with include Amazon, Macy’s, Nike, Target, Walmart, Kohl’s and more. Rakuten earns a commission each time you use their platform to make purchases from these established companies.

What’s in it for you is that Rakuten shares their commission with you so that you get a slice of the pie – it’s a win for everyone!

The great thing is you could stack up your Rakuten cashback earnings with store discounts, coupons, credit card rewards, and other saving resources to score the best deal.

👉 You can create a FREE Rakuten account today and get a FREE $10 bonus after spending at least $25 on almost any online purchase.


12. Become a proofreader

Does it irk you when you see grammar and spelling mistakes?

Perhaps you caught a few in this article already…


Well, the good news is that businesses are hiring professional proofreaders who have the eyes of an eagle to review their content before publishing.

You could make up to $3,000 per month working from home proofreading errors. Just like any other side hustles I mention in this post, proofreading offers flexibility and you can work from home as long as you have a computer and access to a good internet connection.

If you’re interested in becoming a proofreader, you can do a simple search online through websites like Indeed.com and FlexJobs.com.


13. Offer handyman services for side income

If you want to make money without a real job, you can sign up for Handy and become a pro.

Handy is not an employer. Instead, this leading online platform connects people who are looking for household services with high quality and pre-screened independent service professionals.

When you become a pro with Handy, you can make money by cleaning homes and offering handyman services. There is a wide range of opportunities for you so I recommend checking it out.

The work is very flexible and you can choose when you want to work. Your pay is made in direct deposits to your bank as soon as your job is complete.

If you decide that this is something you enjoy doing, you could potentially turn this into a full-time income that makes over $100 a day.


14. Make money from home by babysitting

If you have experience with babysitting at home or caring for the elderly, you can search for those who are on the hunt for babysitters like you within your community via Care.com.

How it works is Care.com provides an online forum for families and caregivers such as babysitting services to connect with each other, arrange care, and share caregiver advice.

Once you’ve created a profile, you can search for the type of care you want to provide along with your desired location.

Aside from caring for kids, the elderly, and those in need of help, they also have pet sitting services available.

All services include household help, pet care, tutoring, senior care, and special needs care.


15. Walk dogs as a side hustle

Similar to babysitting, you can make extra money by providing care for pets.

You can start by signing up for Rover as a dog sitter and you’ll be connected with pet owners in your local area who are looking to pay someone to pet sit or walk their dogs.

Rover services include:

Dog boarding – Provide dog or cat care services overnight at your home and earn up to 2x more.

Dog walking – pick up dogs and walk them according to your schedule.

Doggy daycare – If you’re already working from home, then you could also earn while caring for dogs at your place.

According to Rover.com, you can withdraw your payments two days after you have completed the job.


16. Become an Uber or Lyft driver

Do you already own a car and love driving?

If you have time and urgently need some cash, you can potentially make money by driving people to their desired destination.

Consider doing the research before committing this type of side hustle. Make sure you work out the cost of your vehicle and gas when you’re using it as an asset to make money.

It’s also smart to plan your trips and be aware of the amount of distance you travel in your car. By planning ahead, you can increase your chances of earning more.

You can learn more by visiting Lyft or Uber.


17. Make money by renting your car

As mentioned in the point above, you could make money with your car by driving people around.

But did you know you could also use it your advantage by renting it?

Yes, you can potentially rent it for up to $100 a day with Turo depending on the type of car you own.

Turo is like the Airbnb of car rentals and you could make a reasonable amount of extra money each month.

A source from Ridester writes that pricing is set by car owners and dependent on the car you want to rent. For a truly premium ride like a Ferrari, it may be hundreds of dollars per day to rent, but for more economical drives, you might find something nice for $20 to $30 a day.

I read from an article online that a Tesla Model S rents for about $100 a day so you could almost think of it as getting paid to drive a Tesla if you don’t mind lending it out on days your car is available. This extra income could help you each month in financing your car, along with paying for gas and insurance.

If you want to learn more about liability or damage, you can read more about Turo’s policy on insurance coverage via their website.


18. Become an online virtual assistant

Are you an organized person who is great with people and excels at administrative tasks?

One way to make money from home is to become a virtual assistant (VA).

A virtual assistant works online to help other businesses.

For example, they offer many services such as helping companies and websites manage their social media accounts like Facebook, Instagram, and Pinterest.

Another typical role of an online virtual assistant also includes answering e-mails, dealing with customer service, and other administrative tasks.

Such skills require the VA to have excellent time-management and problem-solving skills.

You can learn more about how you can become a virtual assistant here. This is the story of a woman named Gina who makes over $4,000 per month as a virtual assistant on top of having a full-time job.


19. Make money using Airbnb

Just like being a landlord for residential homes, you could bring in a good amount of cash and earn up to $100 a day (or even more) when you rent out your extra space on Airbnb.

There are budget-conscious travelers who prefer booking with Airbnb because prices for a stay are generally more affordable than the conventional four to five-star hotels. Depending on your city and where your unit is located, it’s possible to make $50 to $100 in a day per stay.

If you want to make more and become a successful Airbnb host, you must offer a clean and cozy place for your guests. You’ll also need to consider the proximity of the top places to visit around your city.


20. Make money by taking on small tasks

People are busy to the point where they don’t have time to do small tasks or chores.

That includes things like mounting a new TV onto the wall, picking up groceries, assembling furniture from Ikea, and mowing the lawns.

If you’ve got time on your hands and you enjoy these chores at home, then you can consider earning some side cash with these tasks.

You can check out TaskRabbit to find a wide range of odd gigs where people are asking for help with their simple chores.

There are other websites like Fiverr or Amazon Mechanical Turk where you can take on a couple of odd jobs for money.


21. Flip for a profit

Flea market experts, Melissa and Rob, can show you exactly how they earn a six-figure income with their flipping business.

They’ve turned a lot of old and unwanted items into treasure that customers want and are willing to pay for.

If you’re interested in finding antiques or thrift shopping for a profit, then you’ll be excited to hear more about Rob and Melissa’s story here. It’s amazing how they earn over $100,000 per year with these flipping strategies!


22. Sell your photos online

If you love photography or you just enjoy taking photos of nice scenery as a hobby, then you can consider selling your masterpieces online.

How does it work?

Here’s a long story short.

You would upload your photo on the platform and if users like your photo enough, they may purchase it by downloading it.

Your goal is to have many people who will love your work so that it gets downloaded multiple times – enough so that you earn a decent income from it.

You’ll earn a percentage of each download and this may be a good form of passive income if you can get many interested buyers.

Websites like Shutterstock or iStockphoto allow you to monetize your photos and you can learn more by going to the page.


Wrap up on how to make money without a job

Aside from this list, there are so many ways to make money without a job.

It may sound or look easy because you have the freedom to work wherever and whenever you want. You have no boss to tell you what to do – sounds amazing, right?

Well, it depends.

The reality is that there’s still work involved. How much you earn and how successful you become depends on the effort you put in along with how motivated you are. The only person who can help or motivate you is yourself and that’s the hardest part.

I have to be honest and say that making money (without going to work) on your own terms isn’t easy. But at the same time, it’s not entirely hard as long as you’re willing to put in the work and effort in achieving your goal.

As I said at the beginning, the key is to find a side hustle or job you actually enjoy.

For example, I bet you hear many success stories of how people started a dropshipping business or a YouTube channel and made over a million dollars in a year.

The truth is those people were very motivated and had a strong interest in learning more about the business idea. Let’s not forget, it takes time to implement what you learn too.

Overall, things work differently for everyone, and we all enjoy different ways to make money, so the best way to find out is to try and test them out.

Do you have any thoughts or comments on how to make money without a job?


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  1. I am a father and lost my job recently because of company restructuring. a lot much trouble finding something that will help with income. thank you for the make money job opportunities. i want to find something online to help at these moments of lost.

  2. Great post as always Ling, As you know I am in the beginnings of my blogging journey despite being 11 months in (I work Full-time) it is growing and I aim to invest more time this year towards it.

    I also love survey junkie and Swagbucks. Two great ways to earn extra cash. I feel if you combine a number of the ideas you suggest on this post then it is indeed possible to earn a good amount of extra cash.

  3. Some great money making tips here! I agree online survey companies are a great way to start earning a little extra cash online especially if you have no previous online experience.

    1. Hey Mary – it’s definitely possible and you’re right. One must be patient while learning how to make money online. 🙂

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