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Free Budget Printables and Templates You Need To Master Your Finances

Updated: November 26, 2024 by Bonnie (Ling) Thich 8 Comments

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We all know that we should be saving money for retirement and unexpected events like that furnace that needs a replacement. But with our daily living expenses (e.g. rent, mortgage, food, entertainment, etc.) and no real budget, it’s hard to save anything!

That’s why the 26-week or 56-week money savings challenges can come in handy when you need cash.

Like you, I’m always unknowingly scratching my head and asking: “Where did all my money go?”

Over the weekend, I read a few articles about the average American savings and it didn’t surprise me that more than half are struggling to save money. According to Forbes, 61% of Americans save little or nothing. When they asked Americans what’s keeping them from saving, the No. 1 answer was “Expenses.”

Does that sound like you?

Yeah?

Well, the good news is that you can learn how to create a proper budget plan today and stop that vicious cycle of living paycheck to paycheck. Even if you’re not living paycheck to paycheck but wondering why your savings aren’t growing fast enough, I’ve got a solution for you!

It all comes down to knowing exactly where your expenses are going. Up until now, there will be no more second guessing or “I think my money was spent on…” type of thoughts!

To help you conquer your finances, I created this awesome weekly budget binder just for you. Yes, yes, yes… it’s FREE! These are the same resources we used to help us get from almost $100,000 in debt to saving over 6 figures and eventually building our first $1,000,000 nest.

 

PIN (OR BOOKMARK) THIS PAGE: I’ll be updating this post so make sure to pin this image and save it to your Pinterest board. This way, you can return to this page and access the budget printables that helped me save my first $100,000, which played a big role in reaching my 7-figure net worth.

 

free-budget-printables-templates

 

How We Used Our Budget Printables and Save Money and Invest

We both started out with humble goals. By “humble,” I mean saving our first $1,000. I used a piggy bank, while he chose a pasta mason jar. Different methods, but both are effective when you’re taking those initial steps.

As we developed a good habit of saving $1,000 per month and secured our first jobs, we used simple sheets like this free budget template here to give us a clearer view of our individual finances.

We transitioned from piggy bank savings to automating our finances, directing funds straight from our paychecks into bank, retirement, and investment accounts. This shift, coupled with our upgraded premium budget binder, enabled us to save our first six figures, even without a six-figure income. It was a simple tool that helped us save for our first home’s down payment, pay off our car and student loans, and still invest at the same time.

We’re living proof that when you start small, stay consistent, and stick to a simple budget plan, you can reach financial milestones you never thought possible. Naturally, practicing frugal living, asking for a pay raise, taking advantage of your work benefits, and finding ways to earn extra money also makes a significant difference.

 

My other resources on how to create a budget for beginners:

  • Budgeting For Beginners: How To Make A Budget Plan
  • What Is The 50/30/20 Budgeting Rule?
  • Which Payment Type Can Help You Stick To A Budget?
  • Accelerate Your Savings To $100K With The Power-Up Budget Binder
  • How To Save $10,000 in a Year For Beginners

 

My FREE Budget Printables

Now, I’ll be honest. I’m not the type to meticulously follow a budget down to the finest details. Tracking it on a bland, lined piece of paper? Utterly BORING. UGH!

BUT…

It’s different when you write things down on an organized and pretty sheet filled with colorful paper.

You could say it feels like something to look forward to because when you write things down, you’re more likely to feel motivated to stick to your budget and save money.

It feels like you’re working your way toward a goal, whether that’s a house or even a new wardrobe.

I have so many people who email me and tell me that they want to earn and save more money so they can buy a new wardrobe they love.

Whatever your goal is, I highly recommend using colorful principles that will brighten your day and make you feel motivated to start.

I was inspired to craft my version of the FinSavvy Panda budgeting tools just for you.

Here are five reasons why my free budget printables (the LITE version) will work wonders for you:

  • Organizing your budget will diminish stress and amplify motivation.
  • Keeping dated records will show you the frequency of your spending.
  • Categorizing and jotting down items will give you a clear picture of where your money goes.
  • Documenting your budget and objectives will spur you into action. Research has shown that penning down goals is effective.
  • As time passes, you’ll observe that your budget binder narrates a tale about your spending habits. It’s fascinating to witness the gradual shifts.
  • And as an added perk, these printables are not only aesthetically pleasing but also fun to use!

Before you know it, you’ll be a financial whiz after using them. 😉

 

The Power-Up Budget Binder (Premium Monthly Planner)

If you are serious about skyrocketing your savings as we did, then I recommend my best-selling budgeting product — The Power-Up Budget Binder. This is the exact binder that helped us move from $100K in debt to saving over six figures. This ultimately compounded, leading to our first $1,000,000 when we used our savings towards investments to grow our equity.

You can learn more about the premium version of our budgeting binder here.

Budget-printable-power-up-binder

 

Related posts on how to manage and budget your money better:

If you follow my blog, you’ll know that I’m a huge fan of saving, budgeting, and earning extra money. I love sharing my financial tips with my readers so they can form a healthy relationship with their money.

Be sure to check out these other blog posts that will help you improve your financial situation!

  • How To Stop Living Paycheck To Paycheck
  • Sneaky Ways To Get Free Money and Save $5,000
  • 60+ Clever Ways To Save Money Every Day

 

Disclaimer: While I can’t promise success, given that outcomes depend on individual circumstances, I’m sharing strategies that were effective for my family in saving money. I genuinely hope these insights prove beneficial for you too! Thank you for reading!

 

Enjoyed this post? Don’t forget to share it and follow me on Pinterest! 🙂

budget-printables-download

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Filed Under: Save Money

About Bonnie (Ling) Thich

I am passionate about finding ways to save, budget, and earn more. I always dreaded the traditional 9-5 job, and that pain really motivated me to start building a better relationship with my money so I could achieve financial freedom sooner. I woke up one day, and randomly started FinSavvyPanda.com (with no knowledge about blogs, websites, or whatsoever) where I share my financial and blogging journey to help you save, budget, and earn more. Fast forward 12 months, I was so surprised about earning a full-time income with my small blog, which allowed me to quit my job! I'd love to help you start your blog too, so you can do what you love and live on your own terms! You can click here to learn how you can start a profitable blog for beginners.

Previous Post: « 20 Ways To Make Money Online For Beginners: How I Earn 6-Figures on Pinterest From Home
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Reader Interactions

Comments

  1. Damn Millennial

    June 11, 2018 at 4:37 pm

    Always smart to track progress and write down goals.

    I have morphed over the years on how I accomplish this. In the beginning I was using Mint but it actually stressed me out and became unhealthy for me (daily update of accounts and spending),

    Success with money has many components. I feel like I have found “success” in no longer being stressed with a budget. We freely spend as long as we hit our savings goals.

    This year will put us on track for the best savings year yet!

    Great options for those looking to track their progress.

    Reply
    • panda

      June 13, 2018 at 12:21 am

      Hey DM!

      It’s always nice to hear from you!

      You’re right that excessive tracking on Mint can be stressful haha. I like to track once a month, but I did have a period when I was addicted to the numbers.

      Also, creating a budget and tracking is very useful for those who have struggle to save and have no clue where to start. That was me once upon a time haha…

      As always, you’re doing awesome! Keep it up!

      Reply
  2. Mrs. Defined Sight

    June 10, 2018 at 1:30 pm

    Hey Panda! I downloaded the toolkit – the binder is so pretty! (your natural style!) It’s like a life planner!

    Great job in putting together these beautiful docs and workbook!

    Reply
    • panda

      June 13, 2018 at 12:16 am

      Hey Mrs. DS!!

      I’m glad you like ‘em! I’m planning to make more printables but just not sure what kind yet lol!

      As always, I appreciate your comments 🙂

      Reply
  3. Ashley at MILLENNIAList Mom

    June 8, 2018 at 9:39 am

    This is so great! Thank you! Your story is so inspiring so this is perfect.

    Reply
    • panda

      June 8, 2018 at 5:13 pm

      Hi Ashley!

      Thanks for dropping by. I’m glad you find this helpful 🙂

      Reply
  4. Cj

    June 8, 2018 at 3:24 am

    This is awesome just like all your posts!

    Reply
    • panda

      June 8, 2018 at 5:12 pm

      Thanks CJ! 🙂

      Reply

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Welcome to Finsavvy Panda! My name is Ling and I love everything about saving, budgeting, investing, building wealth, and earning an online income by using Pinterest. I’m all for flexibility and balance, so I’d love ❤ to help you do all of this WITHOUT telling you to cut back on your favorite Starbucks drinks! 
I also started this blog as a side hobby to make extra money in 2018. After realizing that my blog is earning a full-time income, I decided to quit my job! Now, I want to help you live life with a purpose, so come join me today!
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