You don’t have to earn over six-figures a year before you start learning how to build wealth. Creating wealth isn’t easy but at the same time, it’s not mission impossible for most average Joes as long as you learn how to form healthy habits with your money and stick to a long-term savings and investing […]
Starbucks Happy Hour Includes BOGO Frappuccinos (Buy One Get One Free)!
As a Starbucks frappuccino lover, one of my favorite ways to save money as a broke student back then was taking advantage of all the Starbucks specials and finding ways to get free drinks. Scoring great deals during their happy hours was one way for me to save money. I’ve been taking advantage of the […]
How To Make a Budget (Step-By-Step Guide For Beginners)
Learn how to better manage your money with this simple guide on how to make a monthly budget. Creating an effective and simple budget plan worksheet allows you to take control of your finances today. Budgets are not sexy but most people admit it’s essential to have a personal budget if you want to manage […]
Should I Pay Off Debt or Save?
What goes up must come down. Unfortunately, the law of gravity doesn’t apply to debt. According to Northwestern Mutual’s 2018 study, the average person took in more debt and carried $38,000 in personal debt (excluding mortgages). This debt includes student loans, car loans, and credit card bills. With this mountain of debt, we spend about […]
15 Ways To Save Money on Groceries (Save $200+ Every Month)
It doesn’t matter if you live to eat or eat to live, the cost of food eats up a big chunk of your monthly budget. Finding ways to save money on your groceries at the grocery store will definitely make a difference and help you save up faster for your dream vacation. Whether you’re grocery […]
15 Best Frugal Living Tips (To Save Serious Money)
Are you in debt and are struggling to save for your dream vacation? These are signs that you are living beyond your means. But don’t worry; you’re not alone. Many people are dealing with debt and barely have any money in their bank accounts. It’s no surprise that frugal living blogs are very popular these […]
10 Tips to Furnish Your New Apartment on the Cheap
Follow my blog with Bloglovin When you have an entire apartment to fill with furniture and not much jingle in your pocket, it might take a bit of extra work to hit the decorating jackpot. Being budget-conscious doesn’t mean you have to live uncomfortably though. Even if you don’t have much money, you can deck […]
How To Become a Millionaire From Nothing (With No Money)
So, you want to become a millionaire, huh? Some of you are wondering how to become a millionaire by 30. Whereas some just want to know how to become a millionaire at any age. A million dollars today may not be what it used to be thanks to inflation — a dollar from yesterday is […]
How To Stop Spending Money (On Unnecessary Things)
Finding ways to save money is tough. But learning how to stop spending money (especially on unnecessary things) is even tougher. And I bet you are constantly asking yourself, “Why do I spend so much money?” Trust me, I’ve been there and done that. To be honest, there are still rare occasions where I catch myself buying […]
How To Save Money in College and University For Students
How To Save Money in College for Students Being a student is hard, but saving money in college or university as a student is even harder! Trust me, I’ve been there and done that. You’re on this page because you’re probably wondering how to save money as a college student. That’s why I’m going to […]