Make money. Save money. Find the right balance and live a rich life.
You don’t have to earn over six-figures a year before you start learning how to build wealth. Creating wealth isn’t easy but at the same time, it’s not mission impossible for most average Joes as long as you learn how to form healthy habits with your money and stick to a long-term savings and investing […]
Learn how to better manage your money with this simple guide on how to make a monthly budget. Creating an effective and simple budget plan worksheet allows you to take control of your finances today. Budgets are not sexy but most people admit it’s essential to have a personal budget if you want to manage […]
What goes up must come down. Unfortunately, the law of gravity doesn’t apply to debt. According to Northwestern Mutual’s 2018 study, the average person took in more debt and carried $38,000 in personal debt (excluding mortgages). This debt includes student loans, car loans, and credit card bills. With this mountain of debt, we spend about […]
Do you hate student loans as much as I do? I’m sure you and I can agree that student loans suck because they can hold us back from living the life we want. It would be nice to be able to spend on things we enjoy without having to stress over student loan debt. Not […]
So, you want to become a millionaire, huh? Some of you are wondering how to become a millionaire by 30. Whereas some just want to know how to become a millionaire at any age. A million dollars today may not be what it used to be thanks to inflation — a dollar from yesterday is […]
Why Am I Poor? Ever since I was a little girl, I always heard my dad ask the same question over and OVER again… Like, literally non-stop! Why am I poor? Until this day, he STILL asks the same question! FML! via GIPHY If I got paid a dollar for each time he […]
How To Stop Living Paycheck To Paycheck Are you here because you want to learn how to stop living paycheck to paycheck? You’re probably asking yourself… I live paycheck to paycheck! How can I save money? :'( I know, it totally sucks and I’m sure you don’t need me to tell you that […]
How to save money fast on a low income Can you really save money on a low income? Ask this janitor who quietly amassed an $8 million fortune! Yeah, no kidding! I have to admit that living a frugal lifestyle may not be enough for those who have a low income. It’s a great and […]
How To Get Out of Debt Fast! Being in debt isn’t sexy. We all know that. According to this article, 80% of Americans are in debt. That means for every 10 people you see on the street, 8 of them are in debt. From time to time, you may hear about “good” debts vs. “bad” debts. […]
We all know that we should be saving money for retirement and unexpected events like that furnace that needs a replacement. But with our daily living expenses (e.g. rent, mortgage, food, entertainment, etc.) and no real budget, it’s hard to save anything! Like you, I’m always unknowingly scratching my head and asking: “Where did all […]